Travel Insurance

This booklet is designed to help you understand travel health insurance and what your supplementary coverage options are when you travel out of province or outside of Canada. More information – and help – is available from your insurance company, group benefits administrator or the outlet where you purchased your insurance.

Many Canadians hold medical insurance through their company benefits packages. But few have ever actually read the fine print on those policies. When you travel out of the province or out of the country, you ought to know how your package will cover you and your family.

Are you planning to travel outside of Canada on vacation or business? Considering purcahsing supplementary travel medical insurance?



This guide will give you the information you need to help you select the travel medical insurance plan that's right for you.



Source: Financial Services Commission of Ontario

Written by Alex Bittner, CanAm Insurance Group

Why do you need travel insurance? Travel accident insurance vs. travel medical insurance? Why buy a policy based on coverage, not on price? Employee benefits, read the fine print. Doesn't my government health insurance cover me while outside of my province of resident? Is there a limit on how long I can travel outside my home province (or Canada)?

Myths Provincial health insurance will reimburse you for medical bills related to accidents and illnesses outside of your province.   You don’t need to buy travel medical insurance if you have a credit card.   Your health benefits available at work will cover all of your travel insurance needs.    Your travel insurance au...

Myth...Provincial health insurance will reimburse you for medical bills related to accidents and illnesses outside of your province.   Myth...You don’t need to buy travel medical insurance if you have a credit card.   Myth...Your health benefits available at work will cover all of your travel insurance needs.    Myth...You...

Travel insurance can seem very complicated, but it doesn’t have to be.

This fact sheet provides basic information for health care providers and the public, and should not be construed as legal advice.  Source:  Ministry of Health and Long-Term Care